Frequently asked questions

An aggregation payment platform connects your business to many local payment channels through a single API. Instead of integrating each bank or wallet separately, you integrate once and route transactions to the best available channel. ChampsPay is an overseas aggregation payment platform supporting pay-in, pay-out, and USDT settlement.

ChampsPay focuses on emerging markets. It supports Brazil PIX and India UPI, plus bank transfer, virtual accounts, e-wallets, and over-the-counter channels across Latin America, South Asia, and Southeast Asia. USDT on-chain settlement is available globally.

Yes. ChampsPay supports USDT settlement: your balance can be paid out on-chain to a USDT address you provide, with a transparent rate and a clear status lifecycle (applied, approved, paid, or refunded).

You receive an apiKey and sign each request with MD5 (ASCII-sorted parameters plus your secret key). Pay-in, pay-out, and callback endpoints are unified across all channels, so you only build one integration.

ChampsPay supports both T+0 (instant) and T+n (scheduled) settlement. You can choose fiat disbursement or USDT on-chain settlement per your treasury needs.

Requests are authenticated with apiKey + MD5 signatures. The platform also includes blacklist management, risk rules, real-time monitoring, and full order/settlement audit trails.

ChampsPay is built for merchants, platforms, and agents who need to accept local payments in emerging markets and settle globally. It provides separate consoles for platform operators, agents, and merchants.

Contact the ChampsPay team by email at justtopay2025@outlook.com or on Telegram @kenvi81 to request API keys, documentation, and custom pricing.