Every product is exposed through one merchant API and managed from role-based consoles. Pick what you need, scale as you grow.
One API in front of multiple underlying channels. ChampsPay routes each transaction to the optimal channel and provides fail-over, so you never rebuild integrations when a channel changes.
Accept local payment methods through a single collect endpoint. Customers pay with what they know; you receive a unified order status.
Disburse to customers, partners, and suppliers. Supports single and batch payouts with status tracking and automated reconciliation.
Settle balances on-chain to a USDT address. Transparent rate, lifecycle tracking, and a clean audit trail.
Three role-based portals: platform admin, agent (代理商), and merchant. Each sees only what they need — orders, balances, settlements, statements.
Built-in safeguards and reporting so finance and risk teams stay in control.
| Capability | Direct channel only | ChampsPay aggregation |
|---|---|---|
| Integration effort | One contract & API per channel | One API for all channels |
| Local methods | Limited to that channel | PIX, UPI, bank, e-wallet, crypto |
| Fail-over | None | Automatic routing to backup channel |
| Settlement | Per-channel schedule | T+0 / T+n, fiat or USDT |
| Reconciliation | Manual, fragmented | Unified statements & callbacks |