ChampsPay aggregates local payment channels — PIX, UPI, bank transfer, virtual accounts and e-wallets — into a single merchant API. Collect, disburse, and reconcile across emerging markets, then settle the way you want.
Built for merchants and platforms operating in emerging markets — a complete payment stack behind one integration.
Connect once to the ChampsPay API and route transactions across multiple underlying channels (champspay, globalpay, fampay, mpay). Switch, fail-over, and optimise without re-integrating.
Accept local methods your customers already use: Brazil PIX, India UPI, bank transfer, virtual accounts, and popular e-wallets — with a single collect endpoint.
Send funds to customers, suppliers, or partners via bank, PIX, UPI, or crypto. Batch payouts and automated reconciliation included.
Settle balances on-chain to a USDT address with transparent rates and a clear status lifecycle — ideal for cross-border treasury.
Role-based portals for platform operators, agents (代理商), and merchants — orders, balances, settlements and statements in one place.
Blacklist management, risk rules, real-time monitoring, and full order/settlement audit trails to keep your business safe.
Get your apiKey, sign requests with MD5, and go live with a few endpoints. No per-channel contracts.
Send pay-in requests; ChampsPay routes to the best available local channel and returns a payment link or redirect.
Choose T+0 or T+n, settle to fiat or USDT. Track every transaction in the merchant console.
Receive webhook callbacks and download statements. Balances, fees, and frozen amounts are always transparent.
Whether you need instant liquidity or prefer scheduled cycles, ChampsPay supports both and lets you choose the rail.
| Type | Description |
|---|---|
| Pay-in | Collected orders per cycle |
| Pay-out | Disbursed orders per cycle |
| Deposit | Incoming funds (入金) |
| Withdraw | Outgoing funds (提现) |
| USDT | On-chain settlement to address |
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